therapy investment
Attending therapy is an investment in your time, energy, and finances. ​​My fee is $195 for a 60-minute session, typically scheduled weekly or every two weeks.
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I am in network with most major insurance plans, which typically cover weekly mental health sessions that are considered medically necessary and have a qualifying diagnosis.
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It is my goal to inform you, to the best of my ability, about your out-of-pocket costs before your first session, but I cannot guarantee that the information I receive is accurate.
Your health insurance plan determines your actual out-of-pocket cost for your sessions. It is important that you are familiar with how your individual plan covers mental health services. You need to know that you, not your insurance plan, are ultimately responsible for the cost of your sessions. Read More About Insurance and Counseling
You may be eligible for a discount if you pay out of pocket. ​​
insurance networks
In Network Plans
Out of Network Plans
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Blue Cross
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Select Health
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Pacific Source
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Optum
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United Health Care
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Aetna
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Regence/Blue Shield
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Mountain Health Co-op
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Tricare
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St. Luke's Health Partners
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St. Al's Health Alliance
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EAP
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Medicare
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Medicaid
cancelation policy
I reserve your appointment time just for you. Limiting the number of appointments I schedule each week allows me to provide quality care to my clients. Appointments not canceled at least 24 hours in advance will be charged at the rate paid by your insurance plan for your appointment (insurance cannot be billed for no-shows or late cancellations). In the event of an unavoidable conflict or emergency, we may be able to make another arrangement to avoid the cancellation fee.
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more on insurance
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Your individual health insurance plan determines your out-of-pocket costs for your therapy sessions. In-network, outpatient psychotherapy office visits are subject to your plan's allowable rate, co-pays, co-insurance, deductible, and out-of-pocket maximums. If you have a plan with a Health Savings Account (HSA), you may be eligible to use your account to cover any allowable out-of-pocket expenses.
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Insurance plans require that your services are medically necessary, which requires a mental health diagnosis. Your plan also determines how frequently you attend sessions.
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If you are seeing another mental health counselor, please discuss this with Melanie, as your insurance will only allow one service per day.
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​Your health insurance plan has the right to request and review your medical records to ensure that the services you receive meet the medical necessity criteria.
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​Verifying your benefits before your first session does not guarantee payment from your insurance plan. Unless prohibited, clients are responsible for any charges not paid by their insurance plan.
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Insurance plans in Idaho are complex. While I am in network with most of the plans and networks in the state, I may be out of your specific plan's network.
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I highly recommend that you familiarize yourself with the benefits of your plan before starting your sessions. ​
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No surprises if you are not using insurance to cover the cost of your sessions; you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, healthcare providers must give patients who don’t have insurance or are not using insurance an estimate of the bill for medical items and services. Click here for more information.
good faith estimate
Under the No Surprises Act, if you are not using insurance to pay for your services, you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost in writing at least 1 business day before your medical service or item.​ You can also ask your health care provider and any other provider you choose for a Good Faith Estimate before you schedule an item or service. Under the law, healthcare providers must give patients who don’t have insurance or are not using insurance an estimate of the bill for medical items and services.​ You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes costs like medical tests, prescription drugs, equipment, and hospital fees.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 368-1019.